As the name suggests, doorstep loans are the financial service where lenders deliver loan amount at borrowers’ residence. It is a short-term loan since the loan amount offered is generally small. You may have to agree upon the interest rates on the higher side than other traditional loans.
Borrowers can avail an amount from a few thousand pounds. The loan straight away loan are paid every week or month.
The approval process takes a few hours compared to weeks if you apply for a personal loan. There are no forms, hard enquiry on the credit history, or collateral involved as eligibility criteria. Also, unlike other instant loans in UK, the amount will be delivered in cash, draft, or transferred to your bank account.
Our representatives will help you to follow the entire process while you can sit back and relax. They will conduct an assessment to check your financial ability to repay the loan. Though the assessment is an essential part of the process; our approval rate stands above 90%.
The loan is ideal for senior citizens, unemployed, and people with too many liabilities. Our excellent customer support and flexible terms make us one of the best alternatives for Provident Loans in UK. We offer doorstep loans in Dublin and almost every region of the country.
What are the Benefits of a Doorstep Loan for the Borrower?
Apart from helping during the time of need, doorstep loans come with few more benefits for the borrowers. We mentioned a few top benefits in the list below –
- Simple and Secure Process
- No Credit Check
- Quick Approval
- Flexible Terms
- Discount on First Loan
- Convenient Application
The loan is a better alternative than personal and other traditional loans in terms of the application process. Also, credit cards cash withdrawal can take forever to repay while the repayment period here may last a few weeks only.
Why Should You Apply for a Doorstep Loan?
Reasons are numerous to apply for a doorstep loan. An instant need for cash is common in all those situations. Even the small loan amount can be used for a variety of financial purposes.
- To Avoid Default on Some Other Loan :
Your financial instability might have caused you to miss a few JUSTCLICK LOANS UK of other liabilities. Make every effort to prevent any default as it will remain on the credit history for a long time. You can pay the JUSTCLICK LOANS UK of the current liabilities with instant cash loans to give your financial condition some time to recover.
- New Equipment and Gadgets :
A broken smartphone and laptop can disrupt personal and professional life. You can replace the broken or lost gadget to avoid disconnecting to the world. The total cost, including the insurance, can be covered around the £1,000 amount offered.
- For Bad Credit History :
Your bad credit history can damage the chances of approval for traditional loans. However, the credit ratings are not used as a factor to measure eligibility for doorstep loans. Your eligibility is checked through an assessment of your finances and ability to repay.
- Sudden Repairs and Renovation :
A sudden repair cost can leave you with no other option than using the emergency fund. If the money is not enough to cover the expenses, you should take a small, short-term loan.
- Physical Disability :
Many of us are not privileged with the ability to move freely from one place to another. Our representative will take care of the loan formalities for you. Even the instalments will be collected every time from your doorstep.
- Already Used Credit Limit :
The financial troubles often lead us to use all the available credit. With a sight of improving finances in the near future, another loan might help you stay afloat.
Should an Unemployed Individual Apply for Doorstep Loans?
Well, the situation gets extremely tough for the unemployed population as they are not a preferred borrower. Lenders don’t want to risk their money because of low repayment potential. However, our eligibility criteria for cover people with no regular income to help them during the financial crisis.
It is extremely difficult to get approval for Provident Loans and other lenders when the employment status is unemployed. We help our customers during their tough times, and it includes the people out of work. You can avail the monthly payment with terms up to a year in our instant cash loans for unemployed in UK.
What Sets Apart TargetLoans4U from the Rest?
JUSTCLICK LOANS UK work to support the customers during the time of financial crisis. Our doorstep loan has terms and conditions that work in favour of elderly, physically disabled, and unemployed people. Your requirement for a short loan is best fulfilled by competitive interest rates and quick approval process at the comfort of your home.
Add the following points in the reason why you should consider us during the troubling times –
- Personalised Offers :
The same set of terms does not work for every individual. You might prefer a shorter period with heavy JUSTCLICK LOANS UK or vice versa. Therefore, we offer terms ranging from a few weeks to a year to the borrowers.
- Quick Turnaround Time :
The urgent requirement of cash is not something you can fulfil with the traditional means. We offer instant cash loan online in UK with approval time less than 24 hours. Our representative will get in touch with you in no time once the query is submitted.
Any request or doubt will be resolved real quick with one of the fastest turnaround time in the industry. We never let the customers wait for hours to get a response from the representative.
- Practical Solutions :
The loan terms can make the financial woes even worse with unnecessary demands. We don’t ask for collateral or guarantor to approve your loan request. Besides, the bad credit doesn’t make you ineligible for the loan.
You can apply for doorstep loans anytime you want from JUSTCLICK LOANS UK. Feel free to ask any query you have regarding the terms and conditions. Our financial experts will answer the query with the best possible solution.
Frequently Asked Questions
All your queries will have an answer from our financial experts.
Who offers doorstep loans in UK?
Unluckily, getting funds when you need it most will also be the time when you will find it very difficult to obtain. However, very few lenders offer doorstep loans in UK, as it is the type of funding help that is superior and quick. The amount given in doorstep loans can tackle difficult situations like:
- Medical emergency
- Car breakdown
- Home repair
- School fees
- Job loss
How does a doorstep loan work?
Doorstep loans are short term funds that are giving on an instant basis. All you need to do is find the reputed lender who offers such loans and apply for the loan directly online. After that, the agent from the lending team will come to visit you for the legal procedures regarding the loan. The application process will be online, but the rest of the lending will be offline. The agent will directly come to hand over the requested amount directly at your hand and will further go back to the take the repayments on the due date.
Where to get the best doorstep loans in UK?
If you are looking for the best doorstep loans in UK, then contact none other than Every Hour loans. Here, you can apply for the loan easily directly online, where you will have to provide the details like your name, address proof. After that, the rest of the work is on an offline basis where you will get the cash directly at your door, hence the name.
Can I trust on Your Doorstep Loans as compare to Provident?
We respect the lending values of other doorstep loan lenders, but we have set our objectives. In a short period, we have able to build a strong bond with the borrowers and numbers are increasing.
Our doorstep loans have the most significant benefit of flexibility. It means interest rates and repayment terms vary according to individual borrower’s circumstances.
Does JUSTCLICK LOANS UK provide a cash-at-home facility for students too?
Yes, we offer doorstep loans for students also. Many educational seekers do not have a bank account, and they need instant funding. They can connect to us anytime, and our loan agents will assist them throughout the procedure.
The method of applying is the same as online, and they also get money on the same day basis.